Refinancing Your Mortgage
For many homeowners, interest rates now are lower than when they first received their original financing. By refinancing, you can lower your interest rate, thereby reducing your house payment each month. Refinancing is quick, affordable and can save you thousands in the long run.

Should you refinance? Use our calculator to find out how much interest you can save by refinancing now.

Interest Only Loans
Many of our fixed-rate and ARM loan programs allow for the payment on just the interest portion of the loan for a specific period of time. (You still have the option of paying the principal down without penalty.) In many cases, these types of loans give extra buying power and time for fixed rates to fall or to build more earnings from income.

VA (Veterans Affairs) Loans
These loans offer 100% financing without private mortgage insurance to American veterans or to their surviving spouses. As a VA “Automatic Lender,” First Home Mortgage has the privilege of helping serve eligible veterans with in-house processing, underwriting and closing of all VA loans as a refinance package, or as a first or second mortgage.

First Home Mortgage is able to deliver so many types of loan programs, there’s no doubt we can help you achieve your goals. Find your First Home Mortgage Loan Officer now to discuss your specific needs and questions. You’ll be informed about every possible loan option and be delighted with their service and expertise.