As the mortgage industry grows and changes, Karen Bowers knows that one thing remains the same; that solid mortgage banking relationships and excellent customer service will always be in demand.  

A native of Potomac, MD., Karen graduated from Frostburg University with a B.S. in Education in 1982.  She worked in custom homebuilding for 15 years and has lived in historic Shepherdstown since 1989.  Additionally, Karen brings with her nine years experience as a professional in mortgage banking.

Regardless of your current situation, Karen's knowledge and dedication will show you the smartest options when you want to purchase or refinance a home.  Karen believes that homeownership is the key to a strong foundation and future for every family.